La Multi Ani de 1 Iunie!

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Copiii sunt bogatia noastra cea mai de pret! Bogatia familiei, a comunitatii, a unei tari, a unui continent, a intregii Planete Pamant.

Copiii trebuie pretuiti si educati asa cum se cuvine, caci ei sunt viitorul nostru!

La Multi Ani tuturor copiilor!

Imagini frumoase din grădină…în luna mai

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Iasomie înflorită și parfumată…

Caprifoi înflorit și parfumat…

Trandafiri cățărători…

Greva RATB, Metrou si CFR de 1 Iunie

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De Ziua Copilului, acestia primesc un cadou „frumos”…nu vor avea cu ce sa ajunga la actiunile organizate in parcuri pentru ei. Caci bunicii nu au carnet de conducere si nici automobile, cu unele exceptii…parintii sunt la serviciu, iar taxiul costa…

Am participat la Cursul Open Social Media in 21 Mai 2010

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Vi-l recomand cu convingere.

Detalii aici: http://greenfieldblogs.net/2010/05/22/slide-uri-curs-open-social-media-pentru-companii-editia-21-mai-2010/

Conform principiului: un manager trebuie sa stie intotdeauna cum sa-si prezinte afacerea online, dar sa stie sa aprecieze cum se poate face acest lucru si cat costa efortul.

The Art of Conversation

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The Art of Conversation online and offline

Nowadays it is obvious for everyone the fact that a lot of discussions, parleys, meetings, social petitions are taken place in the virtual world. Even if we accept it or not, even if we want to change it now, it seems to be impossible.

In the huge companies as well as in the small ones the whole staff is connected to the internet network using the personal computers or the mobile phones.

It is in fashion now to receive the CV by mail, to make the selection online and also to send the dismissal by mail or by SMS.

In the multinational companies it is understood such a situation, but what is very surprising now is the fact that people sharing the same room, or building are used to communicate by mail instead of talking one to each other, or visiting the other room next door.

In the last twenty years due to the technical quick steps the people life changed a lot, not necessarily in a better direction. That’s why in the big companies it is a must to organize team-buildings in order to help people to know each other; otherwise they do not consider it’s important to meet their colleagues face-to-face.

The communication it’s very important inside the company, but also outside.

Nobody could live alone, only for himself. And we are talking here about human beings, enterprises, countries, continents, etc.

That’s why it is very important for people to communicate, to change ideas, opinions, to respect each other’s theories and arguments.

A man could drive alone his car, but he can not take all the decisions by himself in the family or in the company. He should listen to the other members of the family or staff, of course.

This is the idea of communication which is vital in our life.

People are used to socialize online not only when we are talking about professional duties, but also for enlarging the aria of friends, to spend the free time together in a pleasant way. They are creating accounts on social platforms, such as LinkedIn, Facebook, or Twitter. A lot of people are active on blogs, forums, on papers online where they are able to express their opinions and to get the feedback of other readers, internet users, friends, relatives, etc.

How important is to act as an educated people when you are connected online?

What about business communication?

I consider that it is very important to write in a proper way, to know the grammar rules, to address to the other people in a decent way.

The general culture, the ability of talking about different subjects such as culture, literature, music, painting, etc. is a benefit, for sure.

In business relationships you have to take into consideration the fact that your partners are analyzing and judging you. You should never underestimate your partners. Sometimes it is possible to meet people with lower level of knowledge than you are, but this will not oblige you to neglect your competences, by contrary you have to improve the whole life your formation by reading, studying, accumulating know-how, experience and better skills. You have to consider that all the partners are equal and have to be treated in the same way. It’s not nice and polite to treat them differently, depending on the figures they are having in their accounts. In your business life you could meet people who are dealing with huge amounts of money, their could drive luxury cars and live in expensive vilas. This should not influence too much your attitude, should not intimidate you. It’s better for you to remain the same as you are, to not show them a humble behavior.

The dignity shown and proved it’s a valuable visit card whenever you are, otherwise if you are trying to ask for something which is not properly, you risk to be considered as an inappropriate partner and you could loose the confidence and the consideration of your potential partners.

Even if these general considerations on business relationships seem to be old fashioned, I believe in what I say due to my own experiences with different partners from Greece, Cyprus, Kuwait, Italy, Germany, Austria, Sweden, Norway and Denmark.

It’s not necessary to remind to you that Romanians are several times considered as uneducated people. But I can guarantee that there are people and people; and each country has good and bad guys, therefore it’s useless to generalize, it’s not helping at all.

People belonging to different nations enjoy to gossip a lot. It’s funny, it’s normal and men like to gossip when driving, during the coffee break or at lunch or dinner time.

It is happening for example to go abroad for the first time in a country where other people from your company used to go before and your new partners to start gossip about them with you. What can you do in such a situation? You should listen to them and think about later. You have always to keep in mind that this exercise could be a trial for you, or a hatch. Do not be very familiar from the first meeting, it’s better to be more precautious. You never know what they are thinking about you at first sight.

I have the belief that in order to communicate in a proper way with other people online or offline it is important to follow some very simple rules:

– to turn work into fun–as much as it’s possible;

– to trust people-even if this could cost you some unexpected surprises;

– to respect people, to respect the work and the real values;

– to accept other’s ideas and initiatives;

– to love people considering that you have not enemies;

– to accept challenges without any bad feeling;

– to work overtime when it’s necessary not asking for some extra benefits;

– to learn your whole life, to accept new trends&ideas;

– to work in a team, to continue what somebody else has begun;

– to accept easily that other people is superior to you, even if it’s younger than you or less prepared/educated;

– to follow your instincts when it’s important to take a quick decision;

– to do not hesitate in difficult situations, when it’s a matter of “take it, or leave it”.

Cosul zilnic al romanilor inseamna 2100 lei/luna

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Evz.ro a facut un calcul: cat cheltuieste lunar o familie compusa din doi adulti si un copil, care traieste decent si nu are de platit rate la banci.

Vedeti rezultatul aici.

Si intrebarea care se pune este urmatoarea: De ce presiunea pentru economii se face asupra omului de rand?

Felicitari de Paste 2010

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Va doresc un Paste fericit!

Impozitul de 3% pe cifra de afaceri nu se mai aplica pentru microintreprinderi

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In anul 2010 Impozitul de 16% pe profit devine operabil pentru toti agentii economici indiferent de dimensiune, ceea ce va bulversa mediul de afaceri din nou intrun an in care supravietuirea pentru companiile mici si mijlocii este atat de dificila.
Nu esti pe profit nimeni nu-ti da atentie. Cu aceasta atitudine se intalneste orice intreprinzator care doreste sa contracteze un imprumut. Nici o banca nu ia in seama bilantul unei companii aflate pe pierdere financiara. Cum pot sa atraga fonduri intreprinzatorii in aceste conditii? Cine-i sustine?
Cum se poate conduce o companie fara sustinere financiara?
Despre impozitul forfetar s-a tot discutat in ultimul timp, dar inca nu mi-e clar daca a ramas in vigoare, sau nu pentru 2010. Este important sa aflam cum s-a votat in final bugetul in plen si mai ales cum se va aplica impozitul forfetar si de cand.

De Sfantul Ion, La Multi Ani!

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Ce ne asteapta in 2010?

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Aflam de aici.

Schimbarea atitudinii consumatorilor este principala sursa de ingrijorare pentru oamenii de afaceri. „Groaza de viitor ii impiedica pe romani sa consume, sa ia credite”, spunea Octavian Radu, presedintele si fondatorul grupului RTC, la The Money Channel. Camelia Sucu, proprietarul afacerii Class Mob, considera ca somajul va fi principalul factor care va afecta consumul in 2010. „Formularea «ne descurcam» nu mai are valabilitate pe termen lung”, spune Sucu.

Pentru clientii bancilor, anul 2009 „a pus lacatul” pe usa finantarilor. Soldul creditelor pentru persoane fizice a urcat nesemnificativ fata de anii anteriori si doar sustinut de programul guvernamental Prima Casa. Clientii corporativi fie au evitat sa bata la usa bancilor, fie au trecut prin furcile caudine impuse de noile conditii de finantare. „Anul 2009 a demonstrat ca starea de expectativa, de blocare a creditelor inseamna ca factura crizei va fi tot mai greu de platit. Peste tot in lume, sistemul bancar plateste o mare parte din factura crizei”, spune Radu Gratian Ghetea, presedintele CEC Bank.

Bancherii spun ca falimentele si insolventele, procese care sunt in crestere de la o luna la alta, nu se pot incheia decat cu pierderi pentru bancile finantatoare.

In perioada ianuarie-noiembrie, statistica Oficiului National al Registrului Comertului (ONRC) arata ca 17.670 de firme s-au dizolvat, nivel in crestere cu 423,40% fata de perioada similara a anului precedent. In acelasi interval, peste 127.000 de firme si-au suspendat activitatea, iar alte 39.371 s-au radiat voluntar.

„Trebuie sa facem ceva, astfel incat sa ne asiguram ca avem de unde plati factura crizei, pentru ca, incet, incet, ne va fi din ce in ce mai greu sa facem acest lucru.

Aceasta factura nu se va putea plati de catre banci, daca vor credita doar acele firme pe care le au in portofolii”, considera Radu Ghetea. Pe de alta parte, Dan Pascariu, presedintele Consiliului de Administratie al UniCredit Tiriac Bank, spune ca bancile au fost primele entitati care au inceput ajustarea, chiar daca acesta a fost un proces dureros pentru unii dintre clienti. Aceasta ajustare s-a facut simtita prin cresterea ratelor de dobanzi.

„Falimentele reprezinta un proces care va continua. Bancile au, intr-o buna masura, si clienti care nu au cum sa supravietuiasca. Perioada de criza inseamna de fapt o perioada de ajustare, in care unii clienti vor reusi sa supravietuiasca, iar altii nu”, declara Pascariu.

Liliana Solomon, CEO Vodafone, spune ca anul viitor va continua sa fie unul plin de provocari pentru companiile din Romania. „Ne vom confrunta cu multe situatii inedite, probabil ca fiecare manager va trebui sa ia decizii in functie de cum estimeaza ca se va dezvolta lumea din jur. Orizontul investitiilor va fi mult mai scurt, pentru ca viitorul este impredictibil”, arata Solomon.

Bancherii si oamenii de afaceri au identificat un singur vinovat de amploarea crizei pe care o traverseaza astazi Romania, si anume, comportamentul statului. „Costurile statului au crescut, dar nu s-au tradus intr-o crestere a consumului, iar investitiile promise nu au venit. Statul va continua sa se imprumute daca nu va reusi sa-si faca ordine in casa, adica sa isi reduca cheltuielile si sa se finanteze in termeni rezonabili de pe pietele financiare internationale. Probabil ca bancile mai au resurse pentru a finanta statul, dar apare aici problema limitelor de expunere. Pana unde se poate imprumuta un stat si pana unde bancile comerciale pot imprumuta statul. Limita nu a fost atinsa, dar nici departe de aceasta nu suntem”, spune Dan Pascariu.

Pe de alta parte, presedintele Raiffeisen Bank, Steven van Groningen, afirma ca limitele de expunere nu reprezinta o problema pentru banci, in acest moment. „Nu putem sa ne asumam ca vom putea finanta la nesfarsit statul, mai ales ca si costurile la care vom face acest lucru vor creste. Prefer sa finantez economia reala. Sigur ne-am angajat sa mentinem expunerea pe Romania, sa finantam statul, dar nu pe termen lung. Ne dorim sa finantam economia reala”, spune Van Groningen.

Integral in Business Standard

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