Topul Forbes al femeilor miliardare

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Femeile care au facut avere prin forte proprii sunt incluse in acest top.
Oprah Winfrey, J.K. Rowling şi candidata la funcţia de guvernator al Californiei, Meg Whitman, se numără printre cele 14 femei miliardare din lume care au reuşit să-şi câştige singure averea, potrivit clasamentului “The World’s Richest Self-Made Women” realizat de Forbes.

Cursul leului a urcat la maximul anului de 4,2322 lei/euro

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Banca Nationala a Romaniei (BNR) a afisat marti un curs de referinta de 4,2322 lei/euro, in crestere cu aproape un ban (0,21%) fata de cel de luni, acesta fiind cel mai inalt nivel din acest an.

BNR nu a mai afisat un nivel atat de ridicat din 16 decembrie 2009, cand cursul era de 4,2459 lei/euro. Luni, banca centrala afisase un curs de referinta de 4,2234/euro.

Astfel, dupa o evolutie linisita in timpul noptii, moneda nationala s-a depreciat brusc in aceasta dimineata de la 4,2278 la 4,2395 lei/euro in jurul orei 11:30, dupa care tendinta s-a inversat, leul ajungand la cotatia de 4,23 lei/euro in jurul orei 13.

In regiune, cursul monedei poloneze a oscilat intre 4,0660 si 4,09 zloti/euro, fara o directie clara, iar forintul unguresc s-a depreciat initial, de la 279,30 la 280,70 forinti/euro, dupa care cursul a coborat la 279,40 forinti/euro.

Fata de moneda americana, cursul de referinta afisat de BNR a urcat la 3,4556 lei/dolar, cu aproape un ban (0,28%) fata de nivelul de luni, de 3,4460 lei/dolar.

Pe piata internationala, dolarului s-a depreciat aproape constant, de la 1,2168 la 1,2266 dolari/euro.

In piata monetara, dobanzile pe termen foarte scurt incadrau rata dobanzii de politica monetara, de 6,25% pe an.

Astfel, in prima parte a zilei, BNR a afisat un nivel mediu al dobanzii la depozitele atrase (ROBID) pentru o zi (overnight) de 5,76% pe an, in scadere fata de nivelul de luni de 6,04%, iar pentru depozitele overnight plasate (ROBOR), dobanda a coborat la 6,26%, de la 6,54% in sedinta precedenta.

NewsIn

http://www.banknews.ro/

Roubini-profetul crizei: ne asteapta crize economice si mai grave

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Mai intai a venit criza financiara, apoi sistemul financiar global s-a dezintegrat. In prezent, tarile de pe intreg globul stau sub amenintarea deficitelor bugetare in crestere. Nouriel Roubini, economistul care a anticipat criza, a declarat intr-un interviu pentru Der Spiegel ca in viitor ne asteapta crize economice si mai grave, pana ce liderii lumii vor cadea de acord asupra unor reforme eficiente. Una dintre ele este dezmembrarea bancilor uriase.

„Pietele financiare internationale sunt extrem de ingrijorate de Grecia, insa situatia aceste tari reprezinta doar varful icebergului. Marea Britanie, Irlanda, ba chiar Statele Unite si Japonia vor avea in viitor probleme din cauza deficitelor lor bugetare ridicate. Poate ca nu anul acesta, insa pana la urma se va intampla. In Statele Unite, state precum California, Nevada, Arizona, New York si Florida intampina probleme fiscare uriaste. Deficitele bugetare uriase si datoriile guvernelor ma ingrijoreaza cel mai tare”, a declarat Nouriel Roubini.

In cadrul interviului pentru publicatia germana, economistul care preda la Universitatea New York a mai precizat si ca „crizele sunt incrustate in codul genetic al capitalismului”.

Bancile-gigant trebuie divizate

„Multe elemente vitale acestui sistem economic, precum inovatia si asumarea de riscuri, declanseaza frecvent colapsuri. Astfel ca viitorul ar putea fi mult mai rau decat criza prin care am trecut”, a avertizat Roubini.

Pentru a evita un astfel de scenariu, liderii lumii trebuie sa adopte reforme economice cu adevarat  eficiente, una dintre ele fiind dezmembrarea bancilor-mamut. El a subliniat ca salvarea bancilor cu banii statului, fapt petrecut in Statele Unite, prezinta riscul de a crea „banci zombie”, tinute artificial in viata.

Solutia este impartirea bancilor gigantice in segmente mai mici, pentru ca un eventual faliment sa poata fi suportat de economia unei tari, fara sa fie nevoie de interventia statului.

Integral in Realitatea.net

http://www.banknews.ro

Curs valutar 14.06.2010

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Cursul Zilei
Cursul valutar valabil astazi (14 jun. 2010) a fost stabilit de catre BNR la data de 11 jun 2010.
Vezi lista completa a valutelor!

Valuta RON Variatie
EURO (€) 4.2163 0.0045
USD ($) 3.4775 0.0186

Euro si dolarul la cotatii record in 2010!

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Euro a continuat sa creasca la cursul BNR reusind sa sparga maximul anului 2010 atins pe 4 ianuarie, cotatia anuntata de banca centrala fiind de 4,2311 lei/euro, cu 1,31 bani mai mult fata de referinta anuntata luni. O cotatie mai ridicata a fost publicata pe data de 16 decembrie 2009, de 4,2459 lei/euro.

De asemenea, dolarul american a continuat sa creasca dupa maximul istoric atins ieri, bnca centrala afisand marti o paritate de 3,5496 lei/dolar, in crestere cu 2,53 bani fata de nivelul de luni.

http://www.zf.ro/banci-si-asigurari/euro-urca-la-maximul-anului-4-2311-lei-euro-dolarul-stabileste-un-nou-record-istoric-la-cursul-bnr-

Prezicatorul crizei, Nouriel Roubini la Bucuresti

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Criza economica, desi a inceput in sectorul privat inca din 2008, se transforma intr-o criza a datoriilor publice, sustine economistul Nouriel Roubini, supranumit „Dr. Doom al economiei”, care avertizeaza ca cea mai mare provocare pentru statele dezvoltate este daca vor fi capabile sa faca fata datoriilor publice uriase.

Cititi restul articolului in Wall-Street.ro.


Am participat la Cursul Open Social Media in 21 Mai 2010

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Vi-l recomand cu convingere.

Detalii aici: http://greenfieldblogs.net/2010/05/22/slide-uri-curs-open-social-media-pentru-companii-editia-21-mai-2010/

Conform principiului: un manager trebuie sa stie intotdeauna cum sa-si prezinte afacerea online, dar sa stie sa aprecieze cum se poate face acest lucru si cat costa efortul.

The Art of Conversation

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The Art of Conversation online and offline

Nowadays it is obvious for everyone the fact that a lot of discussions, parleys, meetings, social petitions are taken place in the virtual world. Even if we accept it or not, even if we want to change it now, it seems to be impossible.

In the huge companies as well as in the small ones the whole staff is connected to the internet network using the personal computers or the mobile phones.

It is in fashion now to receive the CV by mail, to make the selection online and also to send the dismissal by mail or by SMS.

In the multinational companies it is understood such a situation, but what is very surprising now is the fact that people sharing the same room, or building are used to communicate by mail instead of talking one to each other, or visiting the other room next door.

In the last twenty years due to the technical quick steps the people life changed a lot, not necessarily in a better direction. That’s why in the big companies it is a must to organize team-buildings in order to help people to know each other; otherwise they do not consider it’s important to meet their colleagues face-to-face.

The communication it’s very important inside the company, but also outside.

Nobody could live alone, only for himself. And we are talking here about human beings, enterprises, countries, continents, etc.

That’s why it is very important for people to communicate, to change ideas, opinions, to respect each other’s theories and arguments.

A man could drive alone his car, but he can not take all the decisions by himself in the family or in the company. He should listen to the other members of the family or staff, of course.

This is the idea of communication which is vital in our life.

People are used to socialize online not only when we are talking about professional duties, but also for enlarging the aria of friends, to spend the free time together in a pleasant way. They are creating accounts on social platforms, such as LinkedIn, Facebook, or Twitter. A lot of people are active on blogs, forums, on papers online where they are able to express their opinions and to get the feedback of other readers, internet users, friends, relatives, etc.

How important is to act as an educated people when you are connected online?

What about business communication?

I consider that it is very important to write in a proper way, to know the grammar rules, to address to the other people in a decent way.

The general culture, the ability of talking about different subjects such as culture, literature, music, painting, etc. is a benefit, for sure.

In business relationships you have to take into consideration the fact that your partners are analyzing and judging you. You should never underestimate your partners. Sometimes it is possible to meet people with lower level of knowledge than you are, but this will not oblige you to neglect your competences, by contrary you have to improve the whole life your formation by reading, studying, accumulating know-how, experience and better skills. You have to consider that all the partners are equal and have to be treated in the same way. It’s not nice and polite to treat them differently, depending on the figures they are having in their accounts. In your business life you could meet people who are dealing with huge amounts of money, their could drive luxury cars and live in expensive vilas. This should not influence too much your attitude, should not intimidate you. It’s better for you to remain the same as you are, to not show them a humble behavior.

The dignity shown and proved it’s a valuable visit card whenever you are, otherwise if you are trying to ask for something which is not properly, you risk to be considered as an inappropriate partner and you could loose the confidence and the consideration of your potential partners.

Even if these general considerations on business relationships seem to be old fashioned, I believe in what I say due to my own experiences with different partners from Greece, Cyprus, Kuwait, Italy, Germany, Austria, Sweden, Norway and Denmark.

It’s not necessary to remind to you that Romanians are several times considered as uneducated people. But I can guarantee that there are people and people; and each country has good and bad guys, therefore it’s useless to generalize, it’s not helping at all.

People belonging to different nations enjoy to gossip a lot. It’s funny, it’s normal and men like to gossip when driving, during the coffee break or at lunch or dinner time.

It is happening for example to go abroad for the first time in a country where other people from your company used to go before and your new partners to start gossip about them with you. What can you do in such a situation? You should listen to them and think about later. You have always to keep in mind that this exercise could be a trial for you, or a hatch. Do not be very familiar from the first meeting, it’s better to be more precautious. You never know what they are thinking about you at first sight.

I have the belief that in order to communicate in a proper way with other people online or offline it is important to follow some very simple rules:

– to turn work into fun–as much as it’s possible;

– to trust people-even if this could cost you some unexpected surprises;

– to respect people, to respect the work and the real values;

– to accept other’s ideas and initiatives;

– to love people considering that you have not enemies;

– to accept challenges without any bad feeling;

– to work overtime when it’s necessary not asking for some extra benefits;

– to learn your whole life, to accept new trends&ideas;

– to work in a team, to continue what somebody else has begun;

– to accept easily that other people is superior to you, even if it’s younger than you or less prepared/educated;

– to follow your instincts when it’s important to take a quick decision;

– to do not hesitate in difficult situations, when it’s a matter of “take it, or leave it”.

Curs valutar 19.05.2010

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Cursul Zilei
Cursul valutar valabil astazi (19 may. 2010) a fost stabilit de catre BNR la data de 18 may 2010.
Vezi lista completa a valutelor!
Valuta RON Variatie
EURO (€) 4.1949 0.0071
USD ($) 3.3819 0.0199

Evolutia EURO/RON in ultimele 30 de zile *

Top 10 salarii in institutiile publice-unde platea Statul mai bine

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Aflam ce salarii medii s-au platit in 2009 in institutiile publice din Romania din Wall-Street.ro.

Mi se pare ca reducerile despre care se vorbeste acum in sistemul bugetar, de la pensionari, de la someri, de la mame, din indemnizatiile copiilor sunt justificate, nu-i asa?

Vi se pare normal atunci sa ni se spuna de catre actualul ministru de finante ca pensia medie ar fi trebuit sa fie 400 de lei?

De unde vin aceste discrepante? Poate-mi explica si mie cineva!

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